Do you ever have those moments where you're talking to someone and they say something so ridiculous that you don't even know how to respond?  It happens to me quite frequently  :) Today was one such example.  I was chatting with an acquaintance (who is 20-21ish, I believe) and she was excitedly telling me about the purchase of her new vehicle- a Jeep Wrangler.


Jeep Wrangler Laredo

I didn't get into specifics about the car, but it looked fairly new.  She continued on to tell me about the "great deal" she got on it... monthly payments of only $311 per month... for only 84 months!


Holy cow.  Is that normal for a car payment?  I had to dust off the calculator (I wish that was a joke,  I really need to brush up on my mental math) but figured out that is 7 years!  7 years of paying off one car?!  I think I much prefer the method of saving up until you can afford a vehicle and paying it in full.


And don't even get me started on the fact that she's spending close to $26k when all is said and done.  This girl doesn't even have a full time job yet!  A $26,000 vehicle is really not necessary at this point in your life, chica.  Ughhh....



Am I the only one who sees craziness in this situation?  Please tell me I'm not alone! :)