This week for our Gettin' Nosy interview, I'm chatting with Sarah from Sweet Miles!
BTW-- want to catch up on old posts in this series? (DUDE... this is #10 in the series. what the heck?! When did that happen??)
- Jamie from The Jar Half Full
- Addison from Chocolate & Chaturangas
- Karen from The Mile Report
- Melissa from Mel's Miles
- Courtney from Redefining Athlete
- Cheri from Overactive Blogger
- Chelsea from the New Wifestyle
- Hollie from Fueled by LOLZ
- Paige from Healthy Hits the Spot
I am super pumped to chat with Sarah this week. I remember way back in the day (~two years ago?? whoa) I found Sarah's blog, Sweet Miles, and instantly became obsessed with reading along with her life. On her blog, she talks about running (she just ran the Walt Disney World Marathon, her second marathon!), her super cute dog, Truckee, her photography business (yep she runs her own business in addition to having a full time job! so awesome), and she even shares some awesome kinda techy posts about blogging which I LOOOOVE :)
One big thing I loved reading on Sarah's blog was her thought process when she decided to switch job fields. When she posted about getting a new job (in August 2013) and the reasons why she left her old job, I felt EXACTLY the same way about the job I was in at the time. (you can actually see my comment about that on her post! ha) It was so motivational to read about how she got a job in a completely different career field that truly made her happy :) I would definitely recommend checking out that post if you're feeling stuck and not sure which direction to go in your career!
1. I LOVE learning tips & tricks that can help me to save more money. What is the best financial tip you’ve ever heard?
This one is actually super simple: don't spend more than you make! Also, we took Dave Ramsey's Financial Peace University right when we got married, and he always says "If you will live like no one else, later you can live like no one else". So that helps a little bit :) Oh, we also pay cash for everything except bills!
2. What is your proudest financial moment?
Proudest financial moment? I was pretty proud of us when we bought a house, and then when we bought a car. Those were pretty wild moments! And terrifying. But my proudest moment is probably the fact that we've paid off close to $19,000 in student loan debt in the past 2 1/2 years!
3. Prioritizing your spending so that you spend money on things that truly make you happy is something that I think is SO important. What are some things that make you ridiculously happy and you feel zero guilt spending money on?
I feel zero guilt on paying good money for STAPLE wardrobe pieces...like a good, solid black dress, or a nice pair of jeans that I know will last me for years. I'd rather pay a little more now for a few high quality pieces, than have to buy a bunch of crappy clothes that are just going to fall apart after I wash them 3 times. (i.e. I'd rather buy a nice dress or two from Loft than a handful of cheap, poorly made outfits from like Forever 21). Also, a manicure or pedicure I don't feel bad about, but that only happens once in a blue moon, like seriously, not very often!! We also don't feel bad about spending money on dinner date nights...we just believe continuing to date each other is SO important! We budget weekly date nights regularly!
4. On the flip side, what things do you try NOT to spend money on?
I try not to spend money on things that I just simply don't NEED. This mindset really changed a lot once we got married and the money was OURS and not like..my parent's! When you really focus on just buying things that you actually need, you really do away with a lot of extra spending.
5. I’m big on setting financial goals. I think it’s hard to progress in our financial life if we aren’t really sure what we’re working towards. What are your current financial goals?
I would really like for us to pay off our student loans in the next 2 years...at the MOST! I would love to knock them out in the next year, but realistically, I think in the next 2 years it could be doable. I also would love to start cracking away at our car payment...but it's so low that it's hard to make that a current priority. Also, I would like to beef up our savings account. We tend to keep it pretty bare since we're paying off loans so heavily, so eventually I'd like to have a little more of a safety cushion, just in case.
Have you ever made a big career change? How did it turn out?
(hopefully it turned out well... haha)