These past 2 weeks have been REALLY busy for me. (I kind of hate saying I'm busy because busy for me is nowhere near busy for many people. But I personally feel overwhelmed.) Something curious that I noticed about me being too busy: many of my good financial/life habits suddenly disappear.


For example: This week I haven't had time to make my normal oatmeal bars for breakfast (I linked to the recipe I use on my "Recipes" page) so I was thiiiiiiiiis close to swinging by Starbucks on my way to work yesterday. (for the record, I did not: I had a little bit of leftover chipotle [breakfast of champions] and also my mom gave me a pumpkin muffin - thanks mom!)


(also, yes, going to Starbucks really isn't a big deal BUT I like going when I truly want it, not when I'm just too busy to make breakfast. I actually prefer my usual breakfast bars because they're delicious, healthy, and I don't have to drive to Starbucks in the morning making me 10 mins late for work)


Example #2: As much as I generally love doing my monthly review (going in and logging all my expenses from the month, adding it all up, logging my net worth, etc), this month, I BARELY did my review. Like, I quickly logged what I could and totally forgot/skipped my net worth. That, my friends, is how you know things are too busy in my life.


So what's the solution?

Well, I'm still working on figuring out the solution but I think it starts with saying NO. Every time you tell yourself "well, I have to do xyz..."  ask yourself- do you really HAVE to do that thing? Who says you have to? What would happen if you put it off for a week, or asked someone else to do it, or just didn't do it?


I really don't have all the answers for this.

...but I wanted to take a minute to jot down my thoughts on this subject in the hopes that it will help you recognize these patterns within yourself. Society (aka blogs and social media) is teaching us that being overly busy is a good thing- but I really don't think that it is. The busier you are, the more likely your good habits will slip- especially your good financial habits.

(The busier you are, the easier it is to swing by Chipotle or Panera for dinner rather than making your own food. The busier you are, the more likely you are to stop at Target to buy things to make yourself feel better. The busier you are, the less time you have to sit down and check out what's going on in your finances.)


Say NO to more stuff in your life. Busier is not better.


Related post from a few years ago: Sloooowing life down = saving money



How do you keep your life less busy?